SoFi Technologies

SOFINASDAQ

Digital financial services platform offering banking, lending, and investing in one app.

Financial Services
Financial Conglomerates
621M977M1.5B2.1B2.6B3.6B-224M-484M-320M-301M499M481M202020212022202320242025
100years to earn back your investment
Market Cap$16.5B
Latest Profit$481M
Profit Growth-4%

Even with profit growth of -4%/yr, it takes 100+ years. A very expensive valuation.

Valuation Scenarios

Projected value in 5 years based on growth and margin assumptions

Bear Base Bull Custom
Current
Stock Price$13.00$13.00$13.00$13.00
Market Cap$16.5B$16.5B$16.5B$16.5B
Revenue$3.6B$3.6B$3.6B$3.6B
Current Profit Margin13.3%13.3%13.3%13.3%
Assumptions
Avg Growth12%20%28% %
Profit Margins10%15%22% %
Years555
P/E Multiple20x20x20x x
Projections
Revenue Estimate$6.4B$9.0B$12.4B$9.0B
Earnings Estimate$637M$1.3B$2.7B$1.3B
Market Cap$12.7B$27.0B$54.6B$27.0B
Implied Price (20x P/E)$10.02$21.22$42.98$21.22
Upside / Downside-23% +63% +231% +63%
Yearly Return-5.1% +10.3% +27.0% +10.3%

Based on a 20x P/E multiple applied to projected earnings. Not financial advice.

Key Statistics

CEOAnthony Noto
HeadquartersSan Francisco, CA
Founded2011
Employees4,400
Market Cap$14B
P/E Ratio175
EPS$0.08
Dividend YieldN/A
Avg Volume30M
52W High$18.50
52W Low$6.00
SectorFinancial Services
IndustryFinancial Conglomerates
ExchangeNASDAQ

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